I’ve always had a love/hate relationship with Facebook Messenger. There was always a feeling of unease knowing that Zuck could look at my private messages. Yet, it seemed that everyone was using Messenger. It was like being stuck between a rock and a hard place. Either surrender your privacy or be isolated from your friends.

Recently I choose to bite the bullet and move off of Facebook Messenger. It wasn’t the easiest thing to do, but it gave me the power to communicate with greater peace of mind. Messaging apps are a staple of every day life. Regardless of your…

The Coronavirus pandemic made remote work the industry standard. Although people had predicted the trend beforehand, the pandemic itself accelerated the transition. As a result, the bulk of the industry faced an abrupt transition to remote work. We now see most companies struggling to adjust.

This is a hidden blessing. The pandemic became a forcing function for companies to adapt, but change isn’t always bad. If handled well, remote work is superior to its in-office counterpart. Companies that learn to thrive off remote work gain a competitive edge and become a better place to work. The companies that fail to…

It’s easy to be fooled by statistics in the real world. Fortunately, there are ways to recognize these traps and work past them.

Image by Riho Kroll

Humans have a natural tendency to make sense of the world. We gather information, connect the dots, and reach a conclusion. Since we have data, we become increasingly confident in our conclusions.

That confidence becomes a curse when we interpret data incorrectly. It makes us cling to a false understanding of the world. Such a phenomenon is known as a statistical bias. For statistical biases, the data or observations you collect is legitimate. But the way you interpret that data is misleading.

In the following paragraphs, I present my favorite statistical biases in plain English and explain how to avoid…

If you’re lucky enough to work at a company with a generous 401(k) policy, you might be able to take advantage of a wonderful investment mechanism called the mega backdoor Roth IRA. Each year, you can contribute a large chunk of money that grows tax free until the end of time. Nice!

Background on the 401(k) Types

I’m going to make a few assumptions about you, the reader. You care about the future and understand the importance of compound interest and exponential growth. You were going to max out your 401(k) regardless of what I tell you, and with your take-home income, you’ll probably invest…

When I joined my first startup, options were the most confusing part of my compensation package. Nowadays it’s pretty common for a decent chunk of a tech worker’s compensation to be paid as equity in the company. However, the value, laws, and strategy about handling equity tend to be more complicated than it seems on the surface.

Part 1: RSUs (The Easy Stuff)

If you find yourself working at a public company or a large startup, equity compensation will likely be given as restricted stock units (RSUs). A standard equity package would grant an employee a given quantity of RSUs over an extended period of time…

Andrew Liu

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